<columns 100% first column attributes 50% second column attributes ->
===== Personal Details =====
Name: None\\ 
Concept: Knight of Waterfalls\\ 
Sex: Male 
Age: 40-ish\\ 
===== Stats ======

^Stat^Score^Cost^
|STR |25 |20 |
|DEX |11 |3 |
|CON |20 |20 |
|BOD |15 |10 |
|INT |10 |0 |
|EGO |15 |10 |
|PRE |1 |-9 |
|COM |-10 |0 |
|PD  |10 |7 |
|ED  |10 |8 |
|SPD |4 |19 |
|REC |9 |0 |
|END |40 |0 | 
|STN |38 |0 |
|Total Stat Cost:||88 |

===== Skills =====

  * Acting 8-
  * Area Knowledge: The World 8-
  * Breakfall 8-
  * Climbing 8-
  * Concealment 8-
  * Conversation 8-
  * Deduction 8-
  * Language: Cald
  * Persuasion 8-
  * Professional Skill: Water Cultist 8-
  * Shadowing 8-
  * Stealth 8-
  * Trading 8-
  * Survival: Tundra 8-
  * +2 OCV with Hammer 4

Total Points in Skills: 4
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===== Talents =====

  * Water Breathing 3

Total Points in Talents: 

===== Disadvantages =====

  * Physical Limitation: Can't Talk 10
  * Psychological Limitation: Must always be advancing Water Spirit interests (common, limiting) 15

Total Points from Disadvantages: 25

===== Equipment =====

^Item^Weight(KG)^Notes^
|Water Hamer |3 |HA 15d6 (wSTR)|
|Full Plate Armor |40 |8 DEF|
^Full Load |43 | |
^Combat Load |43 | |

Total Points: 0


===== Points =====

  * Base Points: 75
  * Points from Disads: 25
  * Points from Experience: 1
  * Overall Total Points: 101
  * Overall Total Points Spent: 99

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